What if, by no fault of the doctor/surgeon, a complication occurred during a procedure? Should someone have to pay damages? Bad things can and do happen. Well, now there may be an answer to this dilemma. The Florida Office of Insurance Regulation gave approval to sell "complication insurance" policies in the state. The insurance can be purchased by patients prior to undergoing surgery and is effective for 30 days, starting with the date of surgery. Prices in Florida range from $75 for a maximum of benefit of about $90,000 to $320 for a maximum benefit of about $390,000. This is definitely an interesting prospect and I wonder whether the patients would pay it? On the other hand, maybe the surgeon should kick in part of that small amount? Either way, I give the dude credit for thinking out of the box and coming up with this.